A crypto card is a payment card you top up with cryptocurrency, most often the dollar-pegged stablecoin USDT. Your balance stays in dollars and is spent in dollars whenever you pay.
In Turkey, many people already use USDT as a way to hold savings in a dollar-pegged asset while the lira moves. The challenge is spending it: international services price in dollars, and converting back and forth costs time and money. A crypto card lets you keep your balance in USDT and use it directly when a payment is due.
From Istanbul to Izmir and Antalya, the same dollar card covers everyday international payments
Streaming, music, AI tools and software billed in US dollars.
Pay for marketplace fees, ads and tools when selling to customers abroad.
Book flights and hotels and pay abroad without carrying cash.
Earn in USDT, then spend directly on the services you use for work.
What changes when your card balance is in dollars instead of lira
| YPCards | Turkish Lira Bank Card | Holding USDT on an Exchange | |
|---|---|---|---|
| Balance currency | US dollars (via USDT) | Turkish lira | USDT |
| Paying dollar-priced services | Spent in dollars directly | Converted from lira on each payment | Cannot pay directly |
| Exposure to lira moves before you pay | Balance stays dollar-pegged | Yes | Balance stays dollar-pegged |
| Use at shops and online | Virtual and physical cards | Yes | No |
| ATM cash abroad | Physical card | Bank fees apply | No |
| Application | Online with ID or passport | Bank account required | Exchange account |
For general reference only. Bank card features and exchange services vary by provider.
Practical reasons our users across Turkey give for switching to a USDT card
Know exactly what a subscription or booking costs, because you pay it from a dollar balance.
Avoid converting USDT to lira and back to dollars just to make one international payment.
3DS and AVS checks help payments go through on international websites.
Freeze, unfreeze, set limits and watch every transaction in real time.
Apply with your Turkish ID card or passport; reviews can take as little as 30 minutes.
Our support team is online 24/7 to help with top-ups or declined payments.
Five steps, all done from your phone
Download YPCards and create your account.
Verify with your Turkish ID card or passport.
Virtual for online payments, physical for shops and ATMs.
Transfer the amount you plan to spend from your wallet.
Use the card for subscriptions, shopping and travel.
Everything you can do with YPCards
YPCards serves users in more than 200 countries and regions, combining compliant KYC, secure payment verification and round-the-clock support.
For our users in Turkey, it is a straightforward way to keep savings in USDT and still pay for the dollar-priced services they use every day.
Card availability, fees and limits may vary by card type and region — see the app for current details. Please make sure your use of crypto and payment cards complies with local laws and regulations.