A crypto card is a payment card you fund with cryptocurrency — usually a stablecoin such as USDT. When you pay, the balance is spent in US dollars, so merchants simply see a normal card payment.
Vietnam has one of the world's most active crypto communities, and many people already keep savings or freelance income in USDT. A crypto card closes the gap between holding USDT and actually using it: no need to sell to a P2P buyer, wait for a VND transfer and then look for a card that works on international websites.
Built around how Vietnamese users actually earn, save and spend online
Spend USDT directly instead of selling it for VND and re-converting to dollars for every foreign purchase.
Many remote workers in Vietnam are paid in USDT. Use that income to pay for tools, hosting and software without extra steps.
Pay for ChatGPT, Claude, Netflix, Spotify and app stores with a card that passes 3DS / AVS checks.
Apply with your Vietnamese ID card or passport. Reviews can be completed in as little as 30 minutes.
Freeze or unfreeze in one tap, set limits and top up only what you plan to spend.
Use the physical card on trips around Asia and beyond, including cash withdrawals at ATMs.
Everything happens in the app — no branch visit, no paperwork
Install the YPCards app and sign up with your email.
Upload your Vietnamese ID card or passport and complete a quick KYC check.
Pick a virtual card for online payments or a physical card for shops and ATMs.
Send USDT from your wallet or exchange to your card balance.
Add the card to subscriptions, online stores or use it on your next trip.
From Hanoi to Ho Chi Minh City, the same card covers work, entertainment and travel
Keep ChatGPT, Claude and Midjourney subscriptions renewing without interruption.
Buy from international stores that need a card accepted worldwide.
Pay for hosting, domains, design software and ad accounts.
Pay for hotels and flights, and withdraw cash at ATMs with the physical card.
How a crypto card compares with the usual ways of paying for international services
| YPCards | Local Bank Card | Selling USDT via P2P | |
|---|---|---|---|
| Spend USDT directly | Yes, top up with USDT | No | Only after selling for VND |
| International websites | Works where cards are accepted | Depends on card type | Not a payment method |
| Opening requirements | ID card or passport, online | Bank account and branch process | Exchange account |
| Currency conversions | USDT → USD at payment | VND → foreign currency per purchase | USDT → VND, then again for each purchase |
| Subscription renewals | 3DS / AVS supported | Sometimes declined | Not possible |
| ATM cash abroad | Physical card | Bank fees apply | No |
For general reference only. Features of local bank cards and P2P platforms vary by provider.
Everything you can do with YPCards
YPCards helps users around the world turn digital assets into everyday spending, with compliant KYC, secure 3DS / AVS verification and a support team that is online around the clock.
For users in Vietnam, that means one place to apply, top up and manage your crypto card — all from your phone.
Card availability, fees and limits may vary by card type and region — see the app for current details. Please make sure your use of crypto and payment cards complies with local laws and regulations.